Open Banking Network

Direct Bank-to-Bank Payments

Enable instant payments directly from customer bank accounts via the UK Open Banking network. Secure, fast, and cost-effective payment collection.

Instant Payments
Lower Fees
Bank-Level Security

Why Open Banking?

The modern way to collect payments directly from bank accounts

Instant Payments

Real-time bank-to-bank transfers with immediate payment confirmation. No waiting for BACS processing cycles.

  • Real-time processing
  • Immediate confirmation
  • 24/7 availability

Lower Transaction Costs

Significantly cheaper than card payments with transparent, volume-based pricing structure.

  • Just 0.5% + transaction fee
  • No monthly minimums
  • Volume discounts

Bank-Level Security

Leverage the security of the UK banking system with FCA-regulated Open Banking infrastructure.

  • FCA regulated
  • Strong Customer Authentication
  • No card details stored

No Chargebacks

Once authorized and confirmed, Open Banking payments cannot be disputed or reversed by customers.

  • Irrevocable payments
  • No dispute process
  • Guaranteed settlement

Better Conversion Rates

Streamlined checkout experience leads to higher completion rates compared to card payments.

  • Fewer form fields
  • Bank app authentication
  • Higher success rates

Mobile Optimized

Seamless mobile experience with bank app redirects and biometric authentication support.

  • Mobile banking apps
  • Biometric auth
  • One-tap payments
Powered by MCP

Seamless Multi-Channel Integration

Our Multi-Channel Payment (MCP) system provides unified management across Open Banking, BACS payments (direct debits and direct credits), and Card Payments.

Automatic Failover

If an Open Banking payment fails, automatically route to alternative payment methods

Unified Dashboard

Manage all payment channels from a single interface with consolidated reporting

Intelligent Routing

AI-powered payment method selection based on cost, success rate, and customer preference

Customer Choice

Let customers choose their preferred payment method with seamless switching

Already using E-Payment? Add Open Banking to your existing setup in minutes.

Learn About MCP
Customer
MCP Hub
Open Banking
Card Payment
Direct Debit

Transparent Pricing

Simple, volume-based pricing with no hidden fees

Open Banking Cost Calculator

Calculate your monthly costs based on transaction volume and value

10,000 transactions
£50
Transaction fee per payment: 12.0p
Percentage fee: 0.5%
Monthly volume: 10,000
Average transaction: £50.00
Estimated monthly cost: £3,700.00
Average cost per transaction: 37.0p

Transaction Fee Tiers

0 - 10,000
15.0p
10,001 - 50,000
12.0p
50,001+
10.0p

Plus 0.5% of transaction value on all tiers

What's Included

  • Unlimited transactions
  • All UK banks supported
  • Real-time payment confirmation
  • MCP integration included
  • Automatic reconciliation
  • Webhook notifications
  • Full API access
  • Mobile optimized checkout
  • Real-time analytics
  • Fraud monitoring
  • 24/7 technical support
  • Free implementation

Start Your Open Banking Journey

Complete this form to begin your Open Banking registration. Our team will guide you through the setup process.

1

Submit Application

Complete the registration form with your business details

2

Verification

We'll verify your business and conduct compliance checks

3

Technical Setup

Our team helps integrate Open Banking into your platform

4

Go Live

Start accepting Open Banking payments from customers

Setup Benefits

  • Free technical implementation support
  • Dedicated account manager
  • Fast-track approval process
  • Integration with existing E-Payment services

Registration Form

All fields are required unless marked optional

Company Information

Contact Details

Technical Requirements

Ready to Enable Open Banking Payments?

Join the future of bank-to-bank payments with instant settlement and lower fees

Instant
Payment Confirmation
0.5%
Transaction Fee
100%
FCA Compliant