Process card payments seamlessly with intelligent integration to our BACS Payments system. Automatically switch between card payments and direct debits for failed payments, enable customer self-service, and use AI-powered re-onboarding.
We offer two distinct services to meet your business needs. Choose one or combine both for complete payment processing.
Replace your existing payment gateway with our better, cheaper alternative
Volume-based pricing. Keep your existing acquirer rates.
Replace your existing acquirer for considerable cost savings
Includes gateway + acquirer. Free quote available.
We handle the entire migration process for you. Whether you're switching gateways or acquirers, our expert team ensures zero downtime and a smooth transition from your existing provider.
| Feature | Gateway Service | Acquirer Service |
|---|---|---|
| Payment Gateway Platform | Included | Included |
| Acquirer Account | Use your existing acquirer or save with our acquirer partner | Included |
| Platform Fees | 10p - 15p per transaction | Included in all-in pricing |
| Acquirer Fees | Your existing rates | From 1% + 4p |
| Setup Time | 1-2 weeks | 2-3 weeks |
| Best For | Happy with current acquirer rates | Want complete solution & savings |
Intelligent automation that keeps your revenue flowing by switching between card payments, direct debits, and direct credits
Customer payment processed
Insufficient funds, expired card
Intelligent decision making
Seamless failover & customer notification
Failed card payments automatically trigger Direct Debit setup with customer notification and consent collection
Customers can manage payment methods, switch between cards and Direct Debits, and update details themselves
Machine learning determines optimal retry timing and payment method selection for maximum success rates
Intelligent customer communications via email, SMS, and in-app notifications with personalized messaging
Real-time fraud detection across all payment channels with automatic blocking and customer verification
Analytics and insights to minimize failed payments and maximize collection rates across all channels
Everything you need for secure, reliable card processing
Accept all major card types including Visa, Mastercard, American Express, Discover, and regional cards.
Support for Apple Pay, Google Pay, and other digital wallet payment methods for frictionless checkout.
Industry-leading security with card tokenization, 3D Secure 2.0, and PCI DSS Level 1 compliance.
Set up subscription billing with automatic retry logic and intelligent dunning management.
Pre-built plugins for major e-commerce platforms and flexible API for custom integrations.
Comprehensive dashboards with real-time transaction monitoring and detailed financial reports.
We can source a competitive acquirer account for your card processing needs. Get all the functionality and security of providers like Stripe, but at significantly better rates.
Significantly cheaper than Stripe with no hidden fees
Phone support from payment specialists
Next-day funding with no rolling reserves
Bank-grade security and full PCI compliance
Get started with a competitive acquirer account. Complete this form and our team will prepare a tailored quote for your business.
Provide your business details and payment requirements
Receive a customized rate within 24 hours
Fast-track approval process, typically 2-3 days
Begin accepting card payments immediately
Transparent pricing for our card payment platform. Merchant account fees separate.
Adjust the slider to estimate your platform costs
Join businesses saving up to 28% on payment processing while improving collection rates