Open Banking Network

Direct Bank-to-Bank Payments

Enable instant payments directly from customer bank accounts via the UK Open Banking network. Secure, fast, and cost-effective payment collection.

Instant Payments
Lower Fees
Bank-Level Security
Get Started View Pricing

Why Open Banking?

The modern way to collect payments directly from bank accounts

Instant Payments

Real-time bank-to-bank transfers with immediate payment confirmation. No waiting for BACS processing cycles.

  • Real-time processing
  • Immediate confirmation
  • Always available

Lower Transaction Costs

Significantly cheaper than card payments with transparent, volume-based pricing structure.

  • Just 0.5% + transaction fee
  • No monthly minimums
  • Volume discounts

Bank-Level Security

Leverage the security of the UK banking system with FCA-regulated Open Banking infrastructure.

  • FCA regulated
  • Strong Customer Authentication
  • No card details stored

No Chargebacks

Once authorized and confirmed, Open Banking payments cannot be disputed or reversed by customers.

  • Irrevocable payments
  • No dispute process
  • Guaranteed settlement

Better Conversion Rates

Streamlined checkout experience leads to higher completion rates compared to card payments.

  • Fewer form fields
  • Bank app authentication
  • Higher success rates

Mobile Optimized

Seamless mobile experience with bank app redirects and biometric authentication support.

  • Mobile banking apps
  • Biometric auth
  • One-tap payments
Powered by MCP

Seamless Multi-Channel Integration

Our Multi-Channel Payment (MCP) system provides unified management across Open Banking, BACS payments (direct debits and direct credits), and Card Payments.

Automatic Failover

If an Open Banking payment fails, automatically route to alternative payment methods

Unified Dashboard

Manage all payment channels from a single interface with consolidated reporting

Intelligent Routing

Payment method selection powered by AI and automated agents based on cost, success rate, and customer preference

Customer Choice

Let customers choose their preferred payment method with seamless switching

Already using ePayment? Add Open Banking to your existing setup in minutes.

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Customer
MCP Hub
Open Banking
Card Payment
Direct Debit
Pricing

See how much you could save vs cards

Compare Open Banking to typical online card processing. Adjust the sliders — savings update instantly.

Cost comparison calculator

Open Banking: 0.5% + 10–15p  ·  Typical cards: 1.5% + 20p

10,000
500100,000
£50
£10£1,000

Card benchmark uses typical online rates of 1.5% + 20p (e.g. many payment gateways). Your own card rates may differ. No Open Banking setup fees or monthly minimums.

Estimated monthly savings
£0.00
0% cheaper than cards ≈ £0.00 / year
Typical card payments
1.5% + 20p
£0.00/mo
  • Per payment—
  • On £50 ticket—
Open Banking
15p + 0.5%
£0.00/mo
  • Per payment—
  • Fixed fee15.0p
  • Percentage (0.5%)—
Get started with Open Banking
All UK banks Real-time confirmation No chargebacks API & webhooks

Start Your Open Banking Journey

Complete this form to begin your Open Banking registration. Our team will guide you through the setup process.

1

Submit Application

Complete the registration form with your business details

2

Verification

We'll verify your business and conduct compliance checks

3

Technical Setup

Our team helps integrate Open Banking into your platform

4

Go Live

Start accepting Open Banking payments from customers

Setup Benefits

  • Free technical implementation support
  • Dedicated account manager
  • Fast-track approval process
  • Integration with existing ePayment services

Registration Form

All fields are required unless marked optional

Company Information

Contact Details

Technical Requirements

Ready to Enable Open Banking Payments?

Join the future of bank-to-bank payments with instant settlement and lower fees

Start Registration Contact Sales
Instant
Payment Confirmation
0.5%
Transaction Fee
100%
FCA Compliant