UK address and postcode lookup for cleaner customer data capture and fewer failed deliveries.
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ISO 9001 & 27001 certified UK payments
Transform your payments with Automated Payment Intelligence
Intelligent automation for BACS, cards, and open banking — reduce friction, cut fraud risk, and lower processing cost with one connected platform.
25+
Years experience
3
Core payment rails
UK
Focused & regulated
Trusted partnerships
We partner with great UK companies
A selection of organisations we support across memberships, retail, software, finance and more.
Payment rails
Our Payment Solutions
Choose the rail that fits each payment — or combine them through one intelligent platform.
BACS Payments
Automated UK BACS processing for direct debits and credits with full lifecycle automation.
- Fully autonomous
- BACS compliant
- From 3p per transaction
Learn more
Card Payments
Card acquiring and gateway services with failover paths into lower-cost collection methods.
- Auto failover
- Merchant accounts from 1%
- Platform from 10p
Learn more
Open Banking
Instant account-to-account payments across the UK Open Banking network.
- Real-time payments
- No chargebacks
- 0.5% + 10–15p per transaction
Learn more
Platform capabilities
Built for modern payment operations
Security, automation, and insight layered across every payment journey.
Fraud Detection
Advanced machine learning algorithms to identify and prevent fraudulent transactions in real-time
- Real-time monitoring
- Pattern recognition
- Risk scoring
Payment Optimization
Insights powered by AI and automated agents to improve payment success rates and reduce processing costs
- Route optimization
- Cost analysis
- Performance metrics
Intelligent Automation
Automate payment workflows and reconciliation processes with AI and automated agents
- Workflow automation
- Smart reconciliation
- Process optimization
Customer Analytics
Deep customer insights to personalize payment experiences and boost conversions
- Behavior analysis
- Personalization
- Predictive modeling
Compliance & Regulation
Ensure regulatory compliance with AI and automated-agent monitoring and reporting systems
- PCI DSS compliance
- AML monitoring
- Automated reporting
Custom Integration
Seamless integration with existing payment infrastructure and business systems
- API integration
- Legacy systems
- Multi-platform
Why ePayment
Why teams choose us
Payment expertise, bank-grade security, and automation that scales with your volume.
Lightning Fast Processing
Process millions of transactions per second with our optimized AI infrastructure
Bank-Grade Security
Enterprise-level security with end-to-end encryption and advanced threat detection
Global Coverage
Support for 150+ currencies and payment methods across 200+ countries
Expert Support
Round-the-clock dedicated support from payment and AI specialists
Continuous Learning
AI models that evolve and improve with every transaction processed
Advanced Analytics
Real-time dashboards and actionable insights for data-driven decisions
About Etellect
About Us
Transforming payment systems with intelligent automation
We are a team of payment industry veterans and AI researchers dedicated to revolutionizing the payment landscape. With over 20 years of combined experience in fintech, AI and automated agents, we help businesses of all sizes unlock the full potential of their payment systems.
Our mission is to make payment processing more intelligent, secure, and efficient through the power of AI. We believe that every transaction should be seamless, every fraud attempt should be stopped, and every business should have access to enterprise-grade payment intelligence.
25+ Years
Industry Experience
Bank-Grade Security
Enterprise Protection
ISO 9001 & 27001
Quality & Security Certified
Ready to improve your payments?
Tell us about your collection volumes, rails, and goals — we will recommend a practical path forward.
Contact us now
Expert support available
Fast response times
Dedicated specialists
Etellect Group
Sister services
Complementary products that strengthen onboarding, validation, and automation.
Sort code lookup and bank validation to reduce payment failures before they hit the network.
Visit eSortcode
Membership management with subscriptions, renewals, and engagement tools for organisations.
Visit eMembership
Business process automation to cut manual work across finance, ops, and customer workflows.
Visit eAutomate